Kim and I have been debt free except our house for the past two years. In that two years, she has been able to go from full-time to part-time to PRN (even less obligation to work than part-time). This freedom has come as a direct result of us learning how to budget and eliminating all debt except our home mortgage. Essentially we are making less money but we are able to do more with it because we don’t have debt eating our income. Today, my income covers all our needs and we stash Kim’s Continue Reading
Should You Be Tracking Your Savings Rate And Net Worth?
Getting out of debt is hard to do but it isn’t hard to track your progress. More than likely you’ve got some huge number in front of you and your goal is to get it down to zero. Having that goal in front of you constantly is motivating as hell. For me, tracking my progress towards a goal motivates me to stick with it. The big goal Kim and I are trying to accomplish currently is financial independence. How in the world do you track a goal that big? By breaking down your progress towards that Continue Reading
10 Things No One Tells You About Becoming A Parent
Becoming parents has been one of the greatest things that have ever happened to us. Probably up until our son turned one, we couldn't believe that we actually had a baby. We knew a lot of things in regards to parenting before we had our son, but we quickly realized that parenting is an indefinite learning process. So in celebration of Father's Day and because we didn't do anything on the blog in regards to Mother's Day... Here are 10 Things No One Tells You About Becoming A Continue Reading
Blogging About Blogging: Our Third Month
We're already in our third month of blogging - a quarter of the year down! Where is the time going?! It feels like it has snuck up on us. I never really planned to do monthly blogging about blogging updates, just whenever there was anything worth sharing. So here's how we're feeling about the 3-month mark. Still Learning Blogging has still been a learning process. Just when you think you have everything figured out, you realize that you don't. Lol. But that's OK. It's a learning process and Continue Reading
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