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Is The KonMari Method The Best For Decluttering?

October 16, 2019 By Kim

Do you ever look around your house and feel like there’s just too much stuff? Almost like it starts to crowd your headspace as well? That’s how I started feeling towards the end of last year. We decided to replace one of the shelves that had fallen down in our closet a couple of years ago. Yes, a couple of years ago. This is what homeownership is really like. Lol. I also decided it would be the perfect time to get rid of some clothes and declutter the rest of our home as well. I chose to use the KonMari Method to do so. And now that we’ve lived with the changes for seven months, I want to share how it went.

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When we were replacing the broken shelf, I also decided that I needed to go through all my clothes. There were some things I hadn’t worn in years and some things I had never worn at all.

However, before I tackled my clothes I wanted to read a book that had been on my book list for quite some time. This was especially important to me since one of my goals for this year was to read at least four books because I haven’t been doing a good job with reading At. All.

It just so happens that the book I wanted to read also had a Netflix series to go along with it. I’m sure by now you’ve heard of Marie Kondo if you have Netflix or any social media account for that matter. If you haven’t, she’s the author of The Life-Changing Magic Of Tidying Up and well known for her love of… tidying. She uses her method known as the KonMari Method to help people transform their spaces through decluttering and organizing into places that only have things that bring them joy.

Why The KonMari Method?

I’ve tried other methods, but they didn’t work well enough when it came to my clothes. I’ve tried getting rid of stuff that I didn’t wear often and even stuff that I didn’t wear for a year. But, I’d always tell myself that I was going to keep some of the items longer because it still looked good and looked good on me. However, another year would pass and I wouldn’t wear it. But I still wouldn’t get rid of it either. That’s where the KonMari Method helped me.

One of the key things about the KonMari Method is deciding whether to discard something or keep something based on whether or not the item brings you joy. This was like my “a-ha” moment. Just by asking myself if the item of clothing brought me joy, I was able to take that extra step to get rid of clothes that I hadn’t been able to get rid of before. It also helped when it came to other items such as shoes, jewelry, and scarves.

The Process

She recommends tidying by category instead of by room – starting with clothes, books, papers, Komono (miscellaneous items) and ending with sentimental items. The thought is to start with the area that it would be easiest to discard items and end with the hardest area, sentimental items.

While I can see the importance of doing it by category, it wasn’t feasible for me. I chose to tidy by room, but I did gather things that were supposed to be in that room if I knew for sure that they weren’t where they belonged.

For the purposes of this post and to not make it as long as a book, I’ll just cover clothing and the kitchen.

Clothing

While neither of us likes excessive clutter it would still happen from time to time, especially in our closet and kitchen. Omar’s wardrobe is minimal. And mine is more than sufficient. However, there was still room for improvement on both of our parts. The truth is that we both had things that we didn’t wear. Some of it is because it didn’t fit and some of it is because we just didn’t like the item anymore. So why clutter up our closet with stuff we don’t use?

Does This Bring Me Joy?

While I like the question of, “Does this bring me joy?” to help decide whether or not to keep an item, I do think there’s a flaw with it as well. When it comes to clothing, for example, I did choose to keep some things that don’t bring me joy per se. Since we still have some home projects to work on and we work outside in the yard as well, I did decide to keep some old sweats and shirts. This way I won’t ruin any of my good clothes nor will I be tempted to go shopping.

Something that stood out to me in the book was how hard it is to discard something you’ve never used or something that’s expensive. Marie Kondo says to still discard it because if you’ve never used it, you’re not going to. So thank the item for the joy it brought you at the moment you bought it or received it, and then discard it. While I didn’t thank the items, what she said definitely resonated with me and made it easier to get rid of some more things.

Folding Clothes

Kondo also has her own method for folding clothes, and I like it for the most part. The way she recommends folding clothes creates a lot more useable space, especially for our kids’ drawers. However, it can be a bit tedious trying to remember how to fold different items so that everything fits neatly. And forget about it if you’re in a rush and just ready to be finished with folding clothes. Also, I had to show Omar how to fold the clothes and repeated this a couple of times before he remembered. We both have the folding of our clothes down to a science. However, folding the baby’s sleep n’ play outfits and onesies as well as our oldest son’s shorts and pajamas are always a work in progress every time I do their laundry. But I guess practice makes perfect, right?

Kids’ Clothing

I didn’t get rid of a lot of the kids’ clothing, especially since we have two boys… Hello, hand-me-downs! But I did get rid of some of the things that I know our youngest won’t be able to wear because he was born in a different season compared to his brother. I also got rid of some of the things that our oldest son didn’t really wear that much or at all because I figure that if I didn’t dress him in it, I still wasn’t going to dress the baby in it neither.

** editor’s note: I first started writing my thoughts about the KonMari Method three months after using it. Now that it’s been seven months, I no longer have any trouble with remembering how to fold any of the clothes. I’ve also gone back through my clothes and the kids’ clothes especially and got rid of even more stuff. What prompted it with the kids’ clothes is when I was pulling out Spring/Summer clothes for the baby and going through stuff for the upcoming Fall/Winter season. I thought that I had gone through everything until I pulled a container out of the closet and realized it was full of more clothes. It was so much stuff that I had enough to keep, share, and donate!

Kitchen

The system I had going in our pantries wasn’t working. No matter how often I reorganized everything, someone would always put something in the wrong place. And sometimes we would end up with more duplicates than needed because of this. I don’t know which one drove me crazier!

With our food pantry, it was a matter of reorganizing how I had the items on the shelves. And another big thing was emptying the boxes that once lined my pantry floor. The boxes came from my mom’s pantry. And come to find out, most of the stuff was expired! After I moved the boxes, rearranged the shelves, and added some better storage containers, the pantry looked a lot better.

With our second pantry that’s for extra kitchen appliances, toiletries, and miscellaneous household items, I basically did the same thing. I got rid of things that we didn’t use anymore and was taking up space at this point, like an old big George Foreman grill. And I grouped a lot of common items into storage baskets.

The main thing I noticed with organizing the pantries is that I prefer to not have a lot of stuff stored on the floor. It made our pantries feel a lot bigger.

I used a combination of storage containers. Some of the cheaper ones came from Dollar Tree (this place is great for things like this; I had no idea!). These were used to hold snacks, drinks, and seasoning packets in the food pantry. And in the other pantry, they were used to hold cleaning towels and group like items.

Some of the more expensive containers were used to hold other food items once they were decanted. The Sistema Storage Containers are perfect for family-size cereal and baking needs (sugar, flour, etc.). The Oxo POP Storage Containers are perfect for pasta noodles, grains, and bulk items if you get the larger size. I also used Ball Wide Mouth Mason Jars. They’re perfect for dry beans, nuts, and in the fridge for fresh fruits & vegetables.

Do I Agree With Everything In The KonMari Method?

There’s a lot of things I agree with when it comes to items to discard when using the KonMari Method. For example:

  • Manuals for appliances and electronics because we never use them anyways. Instead, we use Google.
  • Bank statements. Old checkbooks. We’ve never kept these and went paperless for bank statements a long time ago.
  • Random cords, buttons, etc. Interesting enough, it was kind of hard to let go of old cords and chargers. However, we had no idea what some of them belonged to, so we discarded them.

Some of the things I don’t agree with discarding, but is recommended, include:

  • Extra blankets and pillows for visitors. We won’t be getting rid of our extras since we don’t have a lot of “extra” anyways.
  • The box from something we bought. We won’t throw boxes away immediately as suggested in case we need to return or exchange. I’ve learned this the hard way. However, we throw it away as soon as we’re sure we’re keeping the item.

How Has The KonMari Method Affected Our Family?

Eventually, after watching me tidy my things and how nicely they now looked, Omar wanted his items to look the same. So he went through his clothing as well as his bedside table after seeing how good my bedside table looked. He wanted me to do his bedside table for him, but I said no because you’re not supposed to get rid of other people’s things when using the KonMari Method (lol).

Another change that was prompted since the KonMari Method is that I switched around where we keep our shoes that we wear often. They use to be in the laundry room, which is right by the garage door. However, I moved the shoe rack to the hall closet so that we could put up our shoes and jackets/coats all at the same time. This also helps with the shoes actually making it onto the rack instead of next to it since the closet is smaller than the laundry room. Even our oldest son has been doing a good job at this as well. It’s nice to have their support in trying to keep our home tidy.

Final Thoughts

Using the KonMari Method is a long process. The process is long by itself, but throw in a couple of young kids and all of us taking turns being sick throughout this year, it felt like it took me forever! I started the process at the beginning of January and we’re still not completely finished with our home. This is in part due to summer break. I basically took the summer off from decluttering until our oldest son went back to school. Now that he’s back in school, I’m slowly getting back into it.

We have certain things left to do in the office and garage in regards to organizing. We’ve already gotten rid of most of the things that we don’t need. And we have the basement left to do as well as sentimental items. And honestly, I’ll probably go through my clothes and the kids’ clothes again.

Overall, I like the KonMari Method and have found it to be beneficial for us. If you’ve tried decluttering in the past and it didn’t work, I would suggest reading, The Life-Changing Magic Of Tidying Up, and then giving the KonMari Method a try. It’s a lifestyle change that’s worth it in more ways than one.

Sources:
  • The Book That Started This All: The Life-Changing Magic Of Tidying Up
  • Sistema Storage Containers: cereal container | large container w/ measuring cup | medium container w/ measuring cup | small container
  • Oxo Storage Containers: 5 piece set | 5.8 qt | 3.7 qt | 2.3 qt
  • Wide Mouth Mason Jars: 64 oz| 32 oz| 16 oz| plastic lids
  • Wall Mounted Wire Rack: ClosetMaid 4-tier wall rack

Have you ever decluttered and organized your home? What was the process like for you?

Feature Image: Unsplash

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Filed Under: Life + Home Tagged With: decluttering, home tips, minimalist-ish, organizing

See what’s happening on Instagram…

thinkingofsomeday

As of 1/8/2022, it’s been one year since we beca As of 1/8/2022, it’s been one year since we became mortgage free. What better way to celebrate than a date night in our paid off home?! 😏
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So how does it feel?
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Financially, we invested the most money we've ever invested. We also increased our lifestyle a bit as well to keep a healthy balance.
 ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Kim’s Perspective: 
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It’s been great. For the longest it felt surreal and unbelievable that we actually did it. I never really worried about paying off the mortgage because I knew that worst case scenario, it would be paid off in 15 years, which would’ve been when we were 45 (and that’s not a bad age at all). However, it’s been nice to know that it’s not something that Omar is stressing over anymore. And since it was one of his biggest dreams/goals, it’s nice knowing that I was able to support him 100% of the way in making this happen for us and our family. I’m glad this is something he wanted to pursue and that I was actually on board with it. What I’ve enjoyed most about it is being able to spend more money (of course 😆) because a lot of things were put on hold while we focused on the payoff. So now I feel like I’m at that point where I can make our house more of a home for us. It literally feels like we’re in a new space (mentally and physically) and we’re loving it.
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Omar’s Perspective:
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This past year has probably been the best year I've had in life. I've been the least stressed I've ever been, but took on the most responsibility at work I've ever taken on which lead to a promotion and an increase in income. This boggles my mind as more responsibility at work usually means more stress. I feel like I’ve been able to focus on other areas of my life more (my health/weight as well as making more of an effort to maintain my relationships with friends/family). Most importantly, I realize the strength of my marriage.  With the state of dating/relationships these days, I realize I won the lottery with Kim.  She's an amazing wife and mother. We've always had a good relationship but we're stronger than ever.  We started from the bottom now we're here (in my Drake voice). 🎶 #thislifeafterdebt
After taking some time to think about what we want After taking some time to think about what we wanted to focus on for this year, we decided that our word for the year is health.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Overall we both want to continue making healthier choices when it comes to eating. And we both want to focus on exercising more than we have in the past and be way more consistent with it.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
At the end of the day, what’s money, financial freedom/independence and wealth if you’re not healthy? And we definitely have high blood pressure, diabetes, etc that run in our families. We have kids to live for and that’s what we plan to do to the best of our ability!
This is what our financial goals ended up looking This is what our financial goals ended up looking like for this year. We’re pretty pleased with the outcome and the fact that we still enjoyed ourselves throughout the year and even made some pretty big purchases (like that whole couch saga I shared in my stories 😆). We’re looking forward to seeing what the next year holds! #thislifeafterdebt
We didn’t officially choose a word for 2021, but We didn’t officially choose a word for 2021, but if we had to say a word that was our word for this year it would be “intentional” by far.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
At the end of 2020 and beginning of 2021 we were very intentional about pulling money from an inherited IRA so that our tax bill wouldn’t be ridiculous like it would have been if we pulled a lump sum at one time. We then used the money to help pay off our mortgage 8 days into 2021.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
What we were even more  intentional about was our plan for what we were going to do with our mortgage payment once we didn’t have a mortgage anymore. We didn’t want to frivolously spend that money. So we actually came up with our plan a couple months before making our final payment. But literally after that payment on January 8, 2020, our new mortgage-free budget was in full effect! So yea, “intentional” is definitely a good word to sum up 2021 for us. #thislifeafterdebt
Some of the things we automate are:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Our Budget:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
For the longest we use to type everything we were going to spend or save into our budget template. It wasn’t super time consuming but it wasn’t efficient when it came to our regular bills/expenses. Then one day we decided to prefill the template and copy and paste it month to month for our regular bills/expenses. All we have to do is add anything else we spend.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Savings / Investing:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Most of our savings/investing and even our gas and spending money our automated transfers. It beats having to go in and make multiple transfers to our personal accounts and our sinking funds. The 529 accounts for the kids and the Roth IRAs are automatically transferred. But for the brokerage account we have to manually transfer the money because it’s never the same amount each paycheck.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Bill Pay:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
I’ve never been a fan of bill pay because I don’t like companies having that type of access to my money. 🥴 And whenever they mess up and charge you too much, they’ll try to just credit your account instead of putting the money back in your bank account. 🙄 However, I’m a tad bit more trusting these days. Lol. Our home alarm had no option but to be auto drafted. Since the amount wasn’t much and is always the same price, I agreed. And the only other bill auto drafted is our cell phone bill after many many years (gasp! haha). Some of the other bills are paid via online bill pay via our banking account. #thisfinancialconfession
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Doing all of this has been a game changer and time saver. Are you team automate or team manual?
It’s been a minute since I’ve made a charcuter It’s been a minute since I’ve made a charcuterie board. So I figured Christmas brunch was the perfect time. And plus, that meant less time in the kitchen for me with cooking because I knew I was going to be cooking dinner today. #piecesofsomeday
Merry Christmas! And 2 pictures because it’s gua Merry Christmas! And 2 pictures because it’s guaranteed that someone isn’t going to be looking. 😆 #christmas2021 #piecesofsomeday
We purchased our house for $168.5k (after the down We purchased our house for $168.5k (after the down payment). We refinanced at $165k.
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If we took 30 years to pay it off, our total would’ve been $293k.
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If we paid the 30-year mortgage like a 15, then it would’ve been $225k.
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After we refinanced to a 15-year, if we took 15 years to pay it off, then our total would’ve been $205k.
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Instead, we paid off our mortgage in a little over 7.5 years.
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We ended up paying a total of $200k with interest.
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Paying $200k for this home with how it looked when we purchased it sounded a lot better than having to pay a total of $293k if we end up being here for 30 years! This was yet another factor that helped us decide to pay it off early. #thislifeafterdebt
Part of the reason we decided to refinance and eve Part of the reason we decided to refinance and even pay our house off early is because of the amount of money we were paying in interest on our mortgage. So of course, several months after we paid off the mortgage I began to wonder just how much did we really pay in interest. So I asked Omar if there was a way to figure it out. At first he was like, “Really Kim?” 😳 And of course I was like, “Ummm yea.” 😬 Lol.
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Jun 2013 is when we bought the house. So there wasn’t much interest paid then.
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2014 and 2015 is still when we had the 30-year mortgage. It’s also the years that we paid the most interest. We refinanced at the end of 2015.
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2016 is when we made our first payment with the 15-year mortgage. It’s crazy how the amount of interest decreased based off that alone.
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2019 is when we decided to pay off our mortgage early. It was supposed to take 6 years. But instead we used RSUs and sped it up tremendously.
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Jan 2021 is when we paid it off before our first payment would’ve been due. $27 was the last bit of interest we paid on our mortgage.
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Grand total: $35,102.
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If we had continue to just make regular payments on the 15-year mortgage, we would’ve paid a total of $56,279. A difference of $21,177. 🙌🏽 🙌🏽 #thislifeafterdebt
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Comments

  1. Katrice says

    October 16, 2019 at 3:21 pm

    Thank you for sharing this blog topic. I have not heard of the KonMari method before reading your blog about it. I am interested in researching method now and possibly giving it a try some time in the future. Thank you for enlightening me a new method to try for organizing.

    • Kim says

      October 16, 2019 at 4:07 pm

      You’re welcome, Katrice! I think it would be worth looking in to if you’ve tried decluttering before, but still had a hard time letting things go.

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A married couple making someday a reality all while balancing family + finances + avoiding debt. Find out more about us, here.

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See what’s happening on Instagram

thinkingofsomeday

As of 1/8/2022, it’s been one year since we beca As of 1/8/2022, it’s been one year since we became mortgage free. What better way to celebrate than a date night in our paid off home?! 😏
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So how does it feel?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Financially, we invested the most money we've ever invested. We also increased our lifestyle a bit as well to keep a healthy balance.
 ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Kim’s Perspective: 
⠀⠀⠀⠀⠀⠀⠀⠀⠀
It’s been great. For the longest it felt surreal and unbelievable that we actually did it. I never really worried about paying off the mortgage because I knew that worst case scenario, it would be paid off in 15 years, which would’ve been when we were 45 (and that’s not a bad age at all). However, it’s been nice to know that it’s not something that Omar is stressing over anymore. And since it was one of his biggest dreams/goals, it’s nice knowing that I was able to support him 100% of the way in making this happen for us and our family. I’m glad this is something he wanted to pursue and that I was actually on board with it. What I’ve enjoyed most about it is being able to spend more money (of course 😆) because a lot of things were put on hold while we focused on the payoff. So now I feel like I’m at that point where I can make our house more of a home for us. It literally feels like we’re in a new space (mentally and physically) and we’re loving it.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Omar’s Perspective:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
This past year has probably been the best year I've had in life. I've been the least stressed I've ever been, but took on the most responsibility at work I've ever taken on which lead to a promotion and an increase in income. This boggles my mind as more responsibility at work usually means more stress. I feel like I’ve been able to focus on other areas of my life more (my health/weight as well as making more of an effort to maintain my relationships with friends/family). Most importantly, I realize the strength of my marriage.  With the state of dating/relationships these days, I realize I won the lottery with Kim.  She's an amazing wife and mother. We've always had a good relationship but we're stronger than ever.  We started from the bottom now we're here (in my Drake voice). 🎶 #thislifeafterdebt
After taking some time to think about what we want After taking some time to think about what we wanted to focus on for this year, we decided that our word for the year is health.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Overall we both want to continue making healthier choices when it comes to eating. And we both want to focus on exercising more than we have in the past and be way more consistent with it.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
At the end of the day, what’s money, financial freedom/independence and wealth if you’re not healthy? And we definitely have high blood pressure, diabetes, etc that run in our families. We have kids to live for and that’s what we plan to do to the best of our ability!
This is what our financial goals ended up looking This is what our financial goals ended up looking like for this year. We’re pretty pleased with the outcome and the fact that we still enjoyed ourselves throughout the year and even made some pretty big purchases (like that whole couch saga I shared in my stories 😆). We’re looking forward to seeing what the next year holds! #thislifeafterdebt
We didn’t officially choose a word for 2021, but We didn’t officially choose a word for 2021, but if we had to say a word that was our word for this year it would be “intentional” by far.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
At the end of 2020 and beginning of 2021 we were very intentional about pulling money from an inherited IRA so that our tax bill wouldn’t be ridiculous like it would have been if we pulled a lump sum at one time. We then used the money to help pay off our mortgage 8 days into 2021.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
What we were even more  intentional about was our plan for what we were going to do with our mortgage payment once we didn’t have a mortgage anymore. We didn’t want to frivolously spend that money. So we actually came up with our plan a couple months before making our final payment. But literally after that payment on January 8, 2020, our new mortgage-free budget was in full effect! So yea, “intentional” is definitely a good word to sum up 2021 for us. #thislifeafterdebt
Some of the things we automate are:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Our Budget:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
For the longest we use to type everything we were going to spend or save into our budget template. It wasn’t super time consuming but it wasn’t efficient when it came to our regular bills/expenses. Then one day we decided to prefill the template and copy and paste it month to month for our regular bills/expenses. All we have to do is add anything else we spend.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Savings / Investing:
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Most of our savings/investing and even our gas and spending money our automated transfers. It beats having to go in and make multiple transfers to our personal accounts and our sinking funds. The 529 accounts for the kids and the Roth IRAs are automatically transferred. But for the brokerage account we have to manually transfer the money because it’s never the same amount each paycheck.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Bill Pay:
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I’ve never been a fan of bill pay because I don’t like companies having that type of access to my money. 🥴 And whenever they mess up and charge you too much, they’ll try to just credit your account instead of putting the money back in your bank account. 🙄 However, I’m a tad bit more trusting these days. Lol. Our home alarm had no option but to be auto drafted. Since the amount wasn’t much and is always the same price, I agreed. And the only other bill auto drafted is our cell phone bill after many many years (gasp! haha). Some of the other bills are paid via online bill pay via our banking account. #thisfinancialconfession
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Doing all of this has been a game changer and time saver. Are you team automate or team manual?
It’s been a minute since I’ve made a charcuter It’s been a minute since I’ve made a charcuterie board. So I figured Christmas brunch was the perfect time. And plus, that meant less time in the kitchen for me with cooking because I knew I was going to be cooking dinner today. #piecesofsomeday
Merry Christmas! And 2 pictures because it’s gua Merry Christmas! And 2 pictures because it’s guaranteed that someone isn’t going to be looking. 😆 #christmas2021 #piecesofsomeday
We purchased our house for $168.5k (after the down We purchased our house for $168.5k (after the down payment). We refinanced at $165k.
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If we took 30 years to pay it off, our total would’ve been $293k.
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If we paid the 30-year mortgage like a 15, then it would’ve been $225k.
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After we refinanced to a 15-year, if we took 15 years to pay it off, then our total would’ve been $205k.
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Instead, we paid off our mortgage in a little over 7.5 years.
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We ended up paying a total of $200k with interest.
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Paying $200k for this home with how it looked when we purchased it sounded a lot better than having to pay a total of $293k if we end up being here for 30 years! This was yet another factor that helped us decide to pay it off early. #thislifeafterdebt
Part of the reason we decided to refinance and eve Part of the reason we decided to refinance and even pay our house off early is because of the amount of money we were paying in interest on our mortgage. So of course, several months after we paid off the mortgage I began to wonder just how much did we really pay in interest. So I asked Omar if there was a way to figure it out. At first he was like, “Really Kim?” 😳 And of course I was like, “Ummm yea.” 😬 Lol.
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Jun 2013 is when we bought the house. So there wasn’t much interest paid then.
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2014 and 2015 is still when we had the 30-year mortgage. It’s also the years that we paid the most interest. We refinanced at the end of 2015.
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2016 is when we made our first payment with the 15-year mortgage. It’s crazy how the amount of interest decreased based off that alone.
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2019 is when we decided to pay off our mortgage early. It was supposed to take 6 years. But instead we used RSUs and sped it up tremendously.
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Jan 2021 is when we paid it off before our first payment would’ve been due. $27 was the last bit of interest we paid on our mortgage.
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Grand total: $35,102.
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If we had continue to just make regular payments on the 15-year mortgage, we would’ve paid a total of $56,279. A difference of $21,177. 🙌🏽 🙌🏽 #thislifeafterdebt
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