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Hey! We’re Omar + Kim.

A married couple making someday a reality all while balancing family + finances + avoiding debt. Find out more about us, here.

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We went from 51% at the beginning of September to

We went from 51% at the beginning of September to 62% for the beginning of November!! 🙌🏽🙌🏽 Loving to see this number increase as the mortgage balance decreases.

We have now passed our goal of $37k for the year.

We have now passed our goal of $37k for the year. We’re wondering just how much more we’re going to pass it. Last year we reached 155%. We don’t know if that’s going to happen this year.

Our goal for the year was $37,000. With the way 20

Our goal for the year was $37,000. With the way 2020 has been going, there was a time that we wondered if we would even meet our goal. We’re very happy to say that we did!

We started November at $61,457.37. All we need is

We started November at $61,457.37. All we need is a little over $1400 and we’ll be at $60k for our remaining mortgage balance!

Putting $17,336.67 towards our mortgage principal

Putting $17,336.67 towards our mortgage principal in October allowed us to be able to color in 12 rectangles. We had the kids join us with the coloring this go around. It kinda made us feel like Oprah... “You get to color rectangles! You get to color rectangles! Everybody gets to color rectangles!!” 🥳😂
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• 132 rectangles total
• 80 rectangles colored in
• 52 rectangles to go!!

The total of our mortgage principal payments for O

The total of our mortgage principal payments for October was $17,336.67.
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$978.65 came from our regular payment, $1218.04 came from our budget, and $15,139.98 came from RSUs.
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October was the first month we put any RSUs towards our mortgage principal since February. We had stopped cashing them out for a few months because the price wasn’t right. But once that price was good enough again, we decided to go ahead and cash them out. However, we weren’t comfortable with putting any of the money towards the principal at those times because once that money was put towards the mortgage, there would be no getting it back if we needed it. Although we do have an emergency fund, you just never know with the way 2020 has been going.
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After several months and plenty of conversations, we were finally ready in October to put the RSUs towards the mortgage.
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October was definitely our best month of the year. It really felt good to finally be able to use some RSUs again to help us speed up our progress!

$20,713.33 down $16,286.67 to go to reach our goa

$20,713.33 down
$16,286.67 to go to reach our goal of
$37,000 of mortgage principal paid off for the year
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55% of goal met for the year
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** And now I’m back on track to start sharing our October numbers... eventually 😆. The posts from the last couple of days were to play catch up for our September numbers. **

We started October off under $80k finally. It felt

We started October off under $80k finally. It felt like we were moving like the tortoise to get here, but he did win the race after all. So maybe that’s all that matters in the end... We will win!

#tbt • For Q3 we beat out our numbers in Q2 by $

#tbt • For Q3 we beat out our numbers in Q2 by $194.08. To be honest, we missed cashing out the RSUs like we were able to do for Q1.

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