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Hey! We’re Omar + Kim.

A married couple making someday a reality all while balancing family + finances + avoiding debt. Find out more about us, here.

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Decluttering toys has been one of the harder areas

Decluttering toys has been one of the harder areas to declutter. Every time we clean up and I try to get rid of certain things or even think about getting rid of certain things, both of my boys always show a new found interest in at least one of the items I want to get rid of. This time around, it was this little toy that’s front and center in the picture that my toddler decided to play with the entire time that I was cleaning up. Maybe he just couldn’t see it with the room full of stuff?
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Originally I was going to give him a couple of days to see if he would play with it anymore. However, the next day I realized he stuck a small toy in the hole AGAIN, which makes it not work correctly. Thus making him not play with it. Oh well. I’m getting rid of this one too. #thisclutterfreehome

Decluttering is self care. It might not be self ca

Decluttering is self care. It might not be self care for my kids, but it’s self care for me! And when they realize that they have less to clean up and can actually see their toys, they’ll realize it’s self care for them as well. It’s a win win situation. 😬 (the basket is the stuff I’m getting rid of this go round) #thisclutterfreehome

When I posted a picture the other day of my dining

When I posted a picture the other day of my dining room someone commented how clean my house is. To which I replied, “When it’s clean, it’s clean. And when it’s not, it’s not!” Lol. The dining room is one of the easier rooms to clean quickly. This room with the toys, not so much. 🥴 Hence the reason I’m about to get back to my decluttering. Not to mention that this is also where we do virtual school, and I can’t stand for the area to look like this during school. It makes the whole situation feel that much more stressful, and that’s the last thing we need in 2020. #thisclutterfreehome

By the end of July, we owned 53% of our home (not

By the end of July, we owned 53% of our home (not to be confused with us paying off 50% of our mortgage). The more progress we make on paying off our mortgage the more I’m itching to finally do some of the smaller projects around here like hanging pictures / artwork, etc. I mean, might as well make it more “homey” feeling because we’re about to be here for awhile. #thisdebtfreehome

F I N A L L Y ! ! We’ve paid off half of our mor

F I N A L L Y ! ! We’ve paid off half of our mortgage loan amount. We’ve waited so long to get to this point, but we’re finally here! 💃🏽🕺🏽

$17,890.13 down. $19,109.87 left to go!

$17,890.13 down. $19,109.87 left to go!

$609.87 away from reaching half of our goal for th

$609.87 away from reaching half of our goal for the year!!

$1617.24 sits between us and reaching $80k on our

$1617.24 sits between us and reaching $80k on our mortgage balance. We’re getting this 👌🏽 close!

The total of our mortgage principal payments for J

The total of our mortgage principal payments for July was $1593.54. On the calendar I added an additional $283.02 because I guess I shared the numbers for June too soon and left off $283. 🤦🏽‍♀️ And evidently it was off by 2 cents back in February. That was Omar’s mistake. 😂 So I added all of that in so that our numbers would match our spreadsheet.
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Anyways, for June, $932.13 came from our regular payment and $661.41 came from our budget.
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Originally when we made our goal for the year, we said that we needed to put at least $500 per month from our regular budget towards the principal to hit our goal of $37,000. So far we only missed that goal 2 out of the 7 months. And several months we were quite over $500, so it should all balance out.

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