Thinking of Someday

Making Someday A Reality

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Hey! We’re Omar + Kim.

A married couple making someday a reality all while balancing family + finances + avoiding debt. Find out more about us, here.

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thinkingofsomeday

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Watching this number decrease is rather satisfying. Can’t help but to wonder how low we’ll get by the end of the year though. 🤔

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Finally surpassed $30k for the year! Our original goal was $23k for the year. We’re still sticking to our idea of putting 30% of the leftover money in our budget towards paying off the mortgage. The RSUs have been the biggest factor though. Originally we were going to only use half of them. Instead we decided to use all of them. Lol. We think it has worked out nicely. 😆

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It doesn’t matter the journey.
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debt free journey • fully funded emergency fund journey • investing journey • kid’s college journey • mortgage free journey • health/fitness journey • clutter free journey • etc • etc • etc
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K E E P G O I N G until you’re where you want to be!!

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Finally tackled the hall closet. I moved the shoe rack back into the laundry room, which is right by the garage entry, because we don’t really like walking through the house with shoes on. And that’s what we had to do in order to get to the hall closet. Also, this gives more space to store the oldest’s backpack as well as my work bag. I did remove a lot of stuff from this closet obviously. And now I have to figure out where to put it or get rid of it. #theclutterfreehome

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homemade elderberry syrup || At the end of last year and the beginning of this year we were all sick A LOT. Back in September everyone got sick, but me. So I bought some elderberry syrup from the store along with a whole bunch of other stuff. Needless to say, we ran through the bottle fast. And at almost $10/bottle, it adds up fast. So I decided to make my own after talking to a friend.
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I ordered a pound of dried elderberries from @amazon for $27. It seemed expensive, but honestly it’s cheaper than repeatedly buying the store bought version that has a lesser percentage of the actual elderberry.
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We all took some everyday basically the entire month of October. We ran out while I was in FL and I waited too long to make more. The baby was first to get sick and of course now here I lay... waiting for it to do it’s job so that hopefully I don’t have to get some Sudafed. Lol.
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I really do believe that taking it daily has helped us to not get sick though. Next time I’ll make sure to make more before we run out.
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Have you ever tried making your own elderberry syrup? Or do you have any other home remedies for being sick?

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Last weekend I took a weekend trip and it was my first time away from my family... ever. Although it was bittersweet leaving them, I’m glad I was able to go and support one of my best friends at her first ever @biaw_inc Because I Am Woman 2019 Women’s Empowerment Retreat. It was a weekend full of laughter, fun, and sessions on self-care. I’m glad to see one of her visions come to life and I’m looking forward to many more.
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* side note: I’m also glad she had us go to the beach at sunset for one of the sessions. I mean, look at some of the pictures I was able to capture! ✨ #piecesofsomeday
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#BecauseIAmWoman
#WomenEmpowerment
#WomensRetreat
#ReflectionsOfAWoman
#AnchoredInMyPurpose

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stripes + converse || smiles + leaves
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One of the things I knew we were going to get him for his birthday was some red converse. He saw them in the store when we were looking for some new shoes for him back in August. However, they were like $40. 😳 I couldn’t see paying $40 for shoes for him when he’s going to grow out of them so fast. So I looked on Mercari since I had a $19 credit on my account. I came across these red converse for $19.06. #winning I think I’ll be looking on there more often when they need (or want) more shoes.
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I also decided that we all needed some converse. Lol. 🤷🏽‍♀️ #piecesofsomeday

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Asking for a friend... Lol.
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Originally I said put it in the 401k so that the company match could be received on that money as well. However, he’s already getting the max company match and will be maxing out his 401k in the coming year. So now I say Roth IRA. We do feel a little ugh that we didn’t start investing until we were 30, but such is life. We chose to pay off debt first.
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Omar says Roth IRA because he hasn’t been consistently contributing to it, just his 401k. And he’s jealous of my Roth IRA because it’s way more than his although his 401k and Rollover IRAs are about the same as my Roth. 🙄😂
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Lastly, someone else said throw it at the mortgage because we’re already investing and we’re on a #mortgagefreejourney, which does kind of make sense as well. However, we’ve already paid $35k towards the mortgage this year, and we’re aiming to do more the coming years. Putting the extra money towards the mortgage wouldn’t put a huge dent in what’s left.
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Which would you choose and why?

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#piecesofsomeday || Last weekend we celebrated our oldest son’s birthday. In the past, we’ve always had his parties at home (when we did throw him a party). Recently he’s gone to some friend’s parties that were held at different places, and he started to ask where his party would be. After calling Chuck E Cheese and asking a ton of questions because I haven’t been there in years (😂), I decided to have his party there.
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In regards to our budget, this was cheaper than the parties we would have at home. Partly because we invited less people and also because we kept the food simple - pizza, drinks, and cupcakes. With the package I chose, we paid for 10 kids and this included their pizza, drinks, ice cream, goodie bags, and unlimited play for 2 hours. I had coupons for the adults’ pizza and drinks. And our personal host helped a lot too (we left him a good tip).
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The only con was that it was a little impersonal because everyone was all over the place trying to keep up with their own kids. Lol. But overall, we all had a great time, especially the birthday boy and the other kids.
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I’d say it was a success for our budget and not having to clean up before or after the party! 🤣 Have you found it to be cheaper to have your child’s parties at home or at a facility?

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