A topic for discussion before marriage, or early thereafter, is whether you and your spouse will have a joint bank account. There are definitely varying opinions and even pros and cons as to whether you should or not. Pros To Having A Joint Bank Account accountability of each spouse’s spending helps to open communication about […]
5 Reasons To Never Borrow Money Again
Ever since becoming debt-free (except the house) I’ve realized how much lighter I feel. Not borrowing money anymore has been such a blessing to my family that there isn’t anything on earth that I want bad enough to ever go into debt again. I’ve heard all the arguments that debt is a tool and blah […]
How Debt Can Affect Your Decisions
Kim and I have been debt free except our house for the past two years. In that two years, she has been able to go from full-time to part-time to PRN (even less obligation to work than part-time). This freedom has come as a direct result of us learning how to budget and eliminating all debt […]
Should You Be Tracking Your Savings Rate And Net Worth?
Getting out of debt is hard to do but it isn’t hard to track your progress. More than likely you’ve got some huge number in front of you and your goal is to get it down to zero. Having that goal in front of you constantly is motivating as hell. For me, tracking my progress […]
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